FAQ

Find answers to your frequently asked questions here.

What is a financial advisor ?

A financial advisor is a professional who helps you better understand, organise, secure, and grow your finances.

Our role is to help you:

secure your current and future assets,
start saving or investing with confidence,
structure and optimise your existing investments,
prepare for life projects (property, family, retirement).

Whether you are a beginner or already invested, the service is tailored to your situation and goals.

Who is your financial advisory service for ?

We mainly work with expatriates living in Germany who want personalised support to reach their financial goals.

Do I need to have substantial assets to use your services ?

No. What matters is the willingness to understand, organise, and grow your finances, even with modest amounts.

What does a financial advisor offer compared to a bank ?

Unlike a bank, our role is to:

provide a comprehensive and independent view,
offer solutions tailored to your goals,
provide long-term guidance with clarity and transparency.

You remain the decision-maker at all times.

What happens during the first meeting ?

The first meeting is to:

understand your current financial situation,
identify your objectives and priorities,
answer your initial questions.

I then explain the next steps and what I can offer.

Do you offer a personalised financial assessment ?

Yes. The assessment helps to:

get a clear overview of your savings, investments, and expenses,
identify areas for improvement,
define a strategy adapted to your profile and timeline.

Do you work with people who have already invested ?

Absolutely. We work with people who want to:

check if their investments are optimised,
diversify their portfolio,
take their strategy further.

Are investments risky ?

Yes, all investments carry some level of risk.
We help you to:

understand the risks,
adapt solutions to your profile and risk tolerance,
build a coherent and progressive strategy.

No returns are guaranteed.

How do you charge for your services ?

My compensation is explained clearly and transparently from the start.

Am I committed for a long period ?

No. You remain free at any time. The service can be one-time or long-term according to your needs.

Can meetings be held remotely ?

Yes. Meetings can be:

remote (video call),
or in person, depending on your location.

Is my information kept confidential ?

Yes, absolutely. All exchanged information is strictly confidential and complies with German regulations.

How can I book an appointment ?

You can book directly:

via the contact form,
or by email, phone, or LinkedIn.

I will get back to you promptly to schedule the first meeting.

What certifications and accreditations do you have ?

I am certified and authorised to work as a financial advisor.
My certifications guarantee that I comply with professional and regulatory standards and have the skills to provide reliable and secure guidance in Germany.

Gewerbeerlaubnis: Darlehensvermittler (§34c GewO) – IHK München und Oberbayern, Oct 2024
Gewerbeerlaubnis: Versicherungsmakler (§34d GewO) – IHK München und Oberbayern, Jan 2025, Registration number: D-XEJF-P8K9N-09
Gewerbeerlaubnis: Finanzanlagenvermittler (§34f GewO) – IHK München und Oberbayern, Jul 2025, Registration number: D-F-155-GAU8-06

For more information: https://www.vermittlerregister.info

Do you have any other questions or would you like more information ?